Carrierlytics County Coverage Guide

Monroe County, FL Cell Phone Coverage Map & Network Rankings (2026)

Find the best cell phone network and plan to use in Monroe County, FL.

Using FCC mobile coverage data across cities and ZIP codes in Monroe County, FL, Carrierlytics compares the top-performing networks and the cheapest plans that use them.

Monroe County, FL

Cell phone coverage map for Monroe County, FL

Zoom in for local detail. Tap or click a colored area to see coverage and signal details. On mobile, use two fingers to move the map.

Coverage Key
Less covered More covered
Darker areas mean the carrier covers more of that location.

Map data © OpenStreetMap contributors, © CARTO. Rendered with MapLibre. FCC BDC mobile coverage processed by Carrierlytics.

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Cell phone coverage rankings by network in Monroe County, FL

#1

T-Mobile

Coverage Score 43.0
In Monroe County, FL
Overall
28.7%
4G LTE
28.7% avg. -95 dBm 4G LTE signal where 4G LTE coverage exists: avg. -95 dBm
5G
27.1% avg. -89 dBm 5G signal where 5G coverage exists: avg. -89 dBm
Fast 5G
20.0% avg. -85 dBm Fast 5G signal where Fast 5G coverage exists: avg. -85 dBm
#2

Verizon

Coverage Score 37.0
In Monroe County, FL
Overall
41.7%
4G LTE
41.7% avg. -100 dBm 4G LTE signal where 4G LTE coverage exists: avg. -100 dBm
5G
8.4% avg. -93 dBm 5G signal where 5G coverage exists: avg. -93 dBm
Fast 5G
4.8% avg. -87 dBm Fast 5G signal where Fast 5G coverage exists: avg. -87 dBm
#3

AT&T

Coverage Score 32.1
In Monroe County, FL
Overall
41.5%
4G LTE
41.2% avg. -110 dBm 4G LTE signal where 4G LTE coverage exists: avg. -110 dBm
5G
22.3% avg. -110 dBm 5G signal where 5G coverage exists: avg. -110 dBm
Fast 5G
13.4% avg. -107 dBm Fast 5G signal where Fast 5G coverage exists: avg. -107 dBm
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Coverage by city in Monroe County, FL

Cities and towns are shown for county-level comparison. Coverage percentages use land-area only coverage.

City Verizon AT&T T-Mobile
Big Coppitt Key, FL 100.0% 100.0% 94.4% 83.3% 88.9% 88.9% 88.9% 75.0% 94.4% 94.4% 94.4% 94.4%
Big Pine Key, FL 100.0% 100.0% 83.5% 55.9% 90.4% 82.0% 84.6% 21.7% 88.2% 88.2% 87.1% 75.4%
Cudjoe Key, FL 100.0% 100.0% 90.0% 73.6% 97.9% 97.9% 94.3% 42.1% 97.9% 97.9% 97.1% 95.0%
Duck Key, FL 100.0% 100.0% 73.3% 26.7% 100.0% 100.0% 100.0% 60.0% 100.0% 100.0% 100.0% 86.7%
Islamorada, FL 100.0% 100.0% 51.8% 36.0% 99.4% 99.4% 97.6% 76.2% 98.2% 98.2% 98.2% 98.2%
Islamorada, Village of Islands, FL 100.0% 100.0% 42.2% 31.7% 99.4% 99.4% 98.3% 79.4% 99.4% 99.4% 99.4% 99.4%
Key Colony Beach, FL 100.0% 100.0% 100.0% 81.8% 100.0% 100.0% 90.9% 36.4% 100.0% 100.0% 100.0% 100.0%
Key Largo, FL 100.0% 100.0% 51.3% 32.2% 98.8% 98.8% 98.0% 55.1% 98.8% 96.8% 98.8% 93.3%
Key West, FL 100.0% 100.0% 97.4% 85.8% 98.7% 98.7% 83.9% 38.1% 99.4% 99.4% 99.4% 99.4%
Layton, FL 100.0% 100.0% 20.0% 0.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Long Key, FL 100.0% 100.0% 34.6% 0.0% 98.1% 98.1% 98.1% 78.8% 98.1% 98.1% 98.1% 98.1%
Marathon, FL 100.0% 100.0% 92.3% 83.3% 93.7% 93.7% 89.6% 64.9% 93.7% 93.7% 93.7% 93.7%
North Key Largo, FL 100.0% 100.0% 50.8% 33.9% 98.2% 98.2% 85.2% 41.6% 99.2% 99.2% 99.2% 90.1%
Stock Island, FL 100.0% 100.0% 95.8% 83.3% 91.7% 91.7% 58.3% 25.0% 95.8% 95.8% 95.8% 95.8%
Summerland Key, FL 98.7% 98.7% 69.8% 30.4% 96.8% 96.8% 92.9% 53.4% 95.6% 95.6% 95.3% 86.5%
Tavernier, FL 100.0% 100.0% 15.2% 4.5% 98.5% 98.5% 90.9% 57.6% 98.5% 98.5% 98.5% 98.5%

About The Coverage Data

Coverage and signal estimates are derived by Carrierlytics from carrier-reported data in the FCC’s National Broadband Coverage Map, last updated in June 2025. “Percent covered” shows how much of the city or ZIP code area has a carrier signal, whether weak or strong. Signal bars show the estimated average signal strength in areas of Monroe County, FL where that carrier has coverage.

If a carrier says you should have service but you do not, run a challenge test with the FCC Mobile Speed Test App. The FCC uses those results to check carrier-submitted coverage data and requires a carrier response when enough tests show a pattern of inaccurate coverage reporting.